How to Reduce Energy Bills When Home Upgrades Feel Out of Reach

Sep 9, 2025 | General News

1. The Challenge: Affordability Stopping Efficiency

Recent research by Uswitch reveals a troubling reality: 60 percent of households say they can’t afford home improvements that would help reduce energy bills. Many homes in the UK – particularly older properties – lack basic efficiency measures such as solid wall or loft insulation, efficient heating or double glazing.

The financial barriers are significant, yet awareness of support schemes remains low: 24 per cent of households are unaware of government grants, and only 29 per cent know their home’s Energy Performance Certificate (EPC) rating. Encouragingly, 52 per cent say they would apply for a grant if they knew they were eligible.

2. Grants and Schemes: Real Help Is Available

Thankfully, several schemes exist across Great Britain to help homeowners improve energy efficiency:

  • Great British Insulation Scheme: Offers loft, cavity wall and solid wall insulation for eligible households, potentially reducing energy costs by £300–£400 per year.
  • Energy Company Obligation (ECO4): Suppliers offer measures like heating system upgrades, solar panels and insulation for households receiving qualifying benefits.
  • Other region-specific schemes include Boiler Upgrade Scheme and Warm Homes local grants.

Use tools like the Uswitch grant checker to see what help might be available to you.

3. Simple Actions That Add Up

Even small upgrades can help reduce energy bills and boost comfort:

  • Loft and cavity wall insulation can save hundreds annually.
  • Draught-proofing, sealing leaks and installing LEDs** offer quick wins with modest investment.
  • Smart thermostats and careful temperature management can deliver savings with minimal effort.

4. Balancing Cost and Long-Term Savings

While deep retrofits (full-scale overhauls involving heat pumps, MVHR, solar panels) can eliminate energy bills, they often increase upfront renovation costs by around 20 per cent. Nonetheless, a London couple achieved zero energy bills and even earned £69 from their supplier under the Octopus Energy Zero Bills tariff, thanks to solar, heat pumps and thermal upgrades.

Data from a London housing study suggests that adding loft insulation alone could pay back in about five years, saving around £800 a year in energy and cutting carbon emissions.

Reduce Energy Bills

5. What You Can Do Right Now

Here’s a practical action plan for UK homeowners:

a) Check Eligibility for Grants

Use the Uswitch grant checker or local council websites to find out if you qualify for ECO4 or GB Insulation Scheme support.

b) Understand Your EPC Rating

If you don’t know your home’s EPC rating, request a copy or get a new assessment. Knowing your rating helps to identify the most effective upgrades.

c) Start with Low-Cost, High Impact Upgrades

Examples include adding insulation (often partially subsidised), draught-proofing, swapping to LED lighting, and using smart temperature controls.

d) Plan for Bigger Upgrades Where Viable

If you’re planning a renovation, consider bundling in efficiency improvements such as improved insulation or modern heating systems to save money in the long run.

e) Spread the Word

Many in Westville may not know about these support options. Encourage neighbours and friends to check eligibility too.

6. Summary: Reduce Energy Bills Smarter, Not Harder

  • Financial constraints prevent many households from making efficiency upgrades.
  • UK schemes like GB Insulation and ECO4 offer real, practical support.
  • Simple actions (insulation, LEDs, controls) start saving immediately.
  • Larger retrofits yield big long-term gains – for homeowners who plan strategically.
  • Local awareness, especially in Westville, can shift more households from struggling with energy costs to managing them confidently.

By tapping into available grants, starting with low-cost improvements, and gradually planning for larger renovations, homeowners can steadily reduce energy bills without breaking the bank.

If you are looking to improve your home’s insulation and reduce energy bills, then email [email protected] or fill out the form on our website and one of our team members will get back to you as soon as possible.

Call 0800 158 3605 Contact Us
Call 0800 158 3605 Contact Us